Most Indian families are underinsured. Discover the right Health and Term coverage for your family in less than 60 seconds — without a single agent call.
Family Protection Score
LIVEYou're better protected than 64% of families like yours — but you have a ₹38 L term gap.
Why CoverCliq
We don't sell, broker, or recommend any insurer. Ever.
Your data is encrypted and never shared with insurers.
Plain-English policy intelligence in under 60 seconds.
If your grandma can't understand it, we rewrite it.
Built around protection — not premiums or commissions.
Designed for Indian middle-class realities, not boardrooms.
PDF, JPG, PNG, DOC — drop your policy and CoverAI extracts benefits, exclusions, waiting periods, sub-limits, claim guidance, and coverage gaps in seconds.
Recommended cover, family floater, critical-illness buffer & inflation impact.
Human Life Value, income replacement, future goals & liability coverage.
We compare your current cover against your real protection need and translate the gap into the financial risk your family carries.
From real families
"CoverAI explained our policy in two minutes — what 30 minutes with an agent never did. Now we actually know what we're covered for."
Illustrative stories shared with consent — to be replaced as real members opt-in.
Frequently Asked
Yes — the calculators, CoverAI chat, policy upload, learning hub and glossary are all free. The CoverCliq Community membership has a one-time ₹1 verification fee at launch. We don't have a subscription gate on core tools.
Yes. All data is encrypted in transit and at rest. We never share your personal information with insurers, brokers, or advertisers. You can delete your account anytime.
No. We don't take commissions, kickbacks, or referral fees from any insurer. We don't share your email, phone or behaviour data with third parties. See our Transparency page for the full revenue model.
Today: a small one-time ₹1 verification fee for membership. In the future: optional premium tools (annual policy reviews, deeper family reports). Always clearly priced. Never commission-based.
Our tools are educational. CoverCliq is not an IRDAI-licensed entity and we do not provide regulated financial advice. We follow IRDAI norms for awareness platforms and always recommend consulting a licensed professional before any insurance decision.
CoverAI is our AI assistant powered by Google Gemini. It explains policies in plain English and answers insurance questions. It's general guidance only — not regulated advice.
Still curious? See exactly how we make money or email the founders.
Membership
Launch offer: ₹1 verification fee. Unlimited policy analysis, coverage checks, gap reports, renewal reminders & the learning hub.
A quick note on cookies
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