Most insurance platforms quietly take commissions from insurers — which subtly skews their "recommendations." We chose a different model. Here's exactly how it works, in plain English.
CoverCliq Community has a one-time ₹1 verification fee. That's it. We do not take any payment from insurers, banks, or brokers. If you analyse a policy or run a calculator, no one is paying us to nudge you toward a specific product.
As we grow, we'll add optional premium tools — for example, an annual deep-dive policy review, family-wide coverage reports, or priority human support. These will always be clearly priced and never required to use the free core tools.
We do not run advertisements that bid against insurer keywords. We do not surface "sponsored" plans in any list. We do not sell your email, phone or behaviour data to anyone. We do not use dark patterns to push memberships.
When an "advisor" earns a commission, their incentive quietly shifts from "what's right for the family" to "what pays the most." Our incentive structure is simpler: we win if you trust us enough to come back. That's it.
A quick note on cookies
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